| Variable |
Description |
Scoring Format |
| Age |
Age of the borrower in years |
- 18-25: 1
- 26-35: 2
- 36-45: 3
- 46-55: 4
- 56 and above: 5
|
| Education Level |
Level of education attained by the borrower |
- No formal education: 1
- Primary education: 2
- Secondary education: 3
- Tertiary education: 4
|
| Employment Status |
Current employment status of the borrower |
- Unemployed: 1
- Seasonal employment: 2
- Full-time employment: 3
|
| Borrower's Income |
Monthly income of the borrower in local currency |
- Less than $100: 1
- $100-$200: 2
- $200-$300: 3
- $300-$400: 4
- Above $400: 5
|
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