Loan Approval Scoring

Loan Approval Scoring

Borrower Characteristics

Variable Description Scoring Format Your Choice Score
Age Age of the borrower in years
  • 18-25: 1
  • 26-35: 2
  • 36-45: 3
  • 46-55: 4
  • 56 and above: 5
0
Education Level Level of education attained by the borrower
  • No formal education: 1
  • Primary education: 2
  • Secondary education: 3
  • Tertiary education: 4
0
Employment Status Current employment status of the borrower
  • Unemployed: 1
  • Seasonal employment: 2
  • Full-time employment: 3
0
Borrower's Income Monthly income of the borrower in local currency
  • Less than $100: 1
  • $100-$200: 2
  • $200-$300: 3
  • $300-$400: 4
  • Above $400: 5
0

Total Score: 0

Loan Approval Status: N/A

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